Welcome Credit Unions to CULA Canada!

This site is all about leasing, why it is often a good solution for consumers and more specifically, how Canadian credit unions can offer a valuable new lease financing service to their members. CULA’s proprietary lease program is designed specifically to help credit unions differentiate themselves in the financial services marketplace and create a new source of revenue. A CULA lease is very consumer friendly and will help participating credit unions retain existing members and attract new ones.

While the site speaks predominantly to credit unions about a significant business opportunity, it also explains the basics of leasing to credit union members and consumers in general. And, it shows auto dealers how credit union-CULA lease financing can help them compete and build more goodwill in their local communities.

For those needing a new or used car, truck or equipment, leasing the physical asset can be an attractive alternative to purchasing it with either cash or a loan. Even though there is significant market demand for lease financing in Canada, Canadian credit unions have not had access to the programs, systems and industry know-how to allow them to develop their own lease offerings.

The CULA Lease Program* changes the whole dynamic for Canadian credit unions. CULA provides an innovative, proven, turnkey indirect leasing program which is easily understood by credit union staff and members. It is customized for each individual credit union regardless of size. It differentiates the credit union from the large banks and auto manufacturers. A Canadian credit union can now build a profitable and member-satisfying lease portfolio in very short order. Better still; the credit union can do so without prohibitive up-front development costs, staffing increases and ongoing asset risks these are the things that CULA looks after. CULA (Canada) is the solution for providing Canadian credit unions and their members with a customized, turnkey lease program.

BENEFITS OF THE CULA CREDIT UNION LEASE PROGRAM *(The primary focus of the CULA lease program and this site is the leasing of new and used cars and trucks. Equipment leasing can be accommodated at the option of a credit union).


a new line of business that will satisfy current members, provide a proven means to acquire new members, build improved profitablilty, and diversify revenue streams. And the CULA lease will differentiate the credit union from other financial organizations.

If you are affiliated with a credit union, we hope that a quick site review will help you recognize immediately how the CULA Lease program can help you and your members. Please contact us to discuss a cooperative partnership and the launch of your program.


the vehicle s/he wants with a competitive, friendly, full-disclosure closed-end lease agreement (with no residual risk).

If you are a consumer and/or current credit union member we hope the information you’ll find on the site will encourage you to consider leasing your next vehicle. You can get a lot of vehicle on very good terms using a finance source you trust. Talk to your dealer and credit union about their lease program. A credit union lease backed by CULA is competitive and very consumer friendly.


a new, local and user-friendly source of financing, additional sales and attractive profits.

If you are a dealer, check out how a credit union-CULA lease program will help you move more vehicles and build a strong relationship within your community partner. A credit union lease backed by CULA allows dealers to satisfy more customers with a profitable product. Contact CULA today.


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